Freehold vs Leasehold β Whatβs the Real Difference? π‘
This is one of the most common questions every homebuyer asks:
“My agent says Freehold is better, but Leasehold is so much cheaper… what’s the catch?”
Let’s break it down π
Freehold
β You (and your future generations) own the land forever
β Easier to sell later on
β Banks usually approve loans faster
π« Usually more expensive
Leasehold
β Typically 10–20% cheaper than nearby Freehold units
β Developments are often newer with modern facilities
π« Lease period decreases over time (usually 99 or 60 years)
π« Selling or refinancing can be more complicated
So, which should you choose? π€
π If you’re buying for your own stay and plan to hold long-term, Freehold is the safer, more stable choice.
π But if you’re buying for investment and plan to sell within 5–10 years, Leasehold can still be profitable — as long as you choose the right location.
β¨ The key isn’t just the land title — it’s the storyline behind your purchase.
(Location + Demand + Purpose = Real Value)
“My agent says Freehold is better, but Leasehold is so much cheaper… what’s the catch?”
Let’s break it down π
Freehold
β You (and your future generations) own the land forever
β Easier to sell later on
β Banks usually approve loans faster
π« Usually more expensive
Leasehold
β Typically 10–20% cheaper than nearby Freehold units
β Developments are often newer with modern facilities
π« Lease period decreases over time (usually 99 or 60 years)
π« Selling or refinancing can be more complicated
So, which should you choose? π€
π If you’re buying for your own stay and plan to hold long-term, Freehold is the safer, more stable choice.
π But if you’re buying for investment and plan to sell within 5–10 years, Leasehold can still be profitable — as long as you choose the right location.
β¨ The key isn’t just the land title — it’s the storyline behind your purchase.
(Location + Demand + Purpose = Real Value)
Oct 13,2025